Ownership-driven approach with a strong focus on delivery, quality, and long-term system sustainability.
Simplifying complex problems through clean architecture, automation, and pragmatic engineering decisions.
Proven experience working with cross-functional teams, vendors, regulators, and enterprise stakeholders.
Deep expertise in cloud-native systems, microservices, APIs, security, and large-scale distributed platforms.
I am a Senior Solutions Architect with 12+ years of experience designing and delivering large-scale digital platforms across Banking, FinTech, and Government domains in the UAE.
My work spans Digital Transformation using Event-driven Microservices, Cloud-native Architectures, Open Banking Integrations, Open Banking and Digital Identity Platforms, and high-volume transaction systems used by millions of users.
Name
Location
Mudassir Shahzad
UAE
Occupation
Software Architect
I played a role in enhancing ADIB’s Remit! service, launched in partnership with Visa, which became the first global banking solution enabling real-time transfers to over 11 billion cards, wallets, and accounts worldwide.
Scale of Impact: The service positions ADIB as a leader in digital remittances, supporting the UAE’s large expatriate population. Customer Adoption: Visa Remit is part of ADIB’s broader digital banking expansion, which has seen rapid uptake due to instant transfers and competitive fees.
Conversion Value: Real-time remittance services typically see 30–45% higher conversion compared to traditional transfer channels (industry benchmark), driven by speed and convenience. My Contribution: Streamlined user journeys, improved transaction flows, and supported integration with Visa Direct to ensure seamless global reach.
I contributed to the digital enablement of ADIB’s Yusr Salary Advance Finance, which allows customers to access up to 50–90% of their monthly salary instantly through the mobile app.
Customer Base: ADIB serves millions of customers across the UAE; salary advance products are among the most frequently used emergency liquidity tools. Adoption Metrics: Salary advance services typically achieve 20–35% repeat usage, reflecting strong customer reliance.
My Contribution: Improved eligibility checks, optimized application flows, and enhanced the digital onboarding experience to reduce drop-offs and increase approvals.
This project focused on enabling open finance capabilities by integrating regulated third-party providers through secure, consent-driven APIs. Open finance builds on open banking principles to allow controlled sharing of financial data, improving transparency, personalization, and digital financial services across the ecosystem.
Globally, open banking and open finance adoption has accelerated, with studies showing that 60–70% of digitally active banking customers are willing to share their financial data when clear consent and value are provided. Financial institutions implementing open finance APIs have reported 20–30% faster partner onboarding and improved time-to-market for new digital services.
My work involved defining integration architecture, API standards, and consent management flows, while collaborating with business, compliance, and engineering teams. I also contributed to implementation reviews and partner integrations to ensure secure data exchange, regulatory compliance, and scalable performance as third-party adoption increased.
I supported enhancements and integrations for UAE Pass, the UAE’s unified digital identity system.
User Base: UAE Pass reached 7.2 million users in 2023, a 57% increase from the previous year. Service Coverage: Enables access to 5,000–6,000+ government and private services, with over 600 million logins and 2.6 billion transactions recorded.
My Contribution: Worked on service integrations, authentication flows, and user experience improvements that supported the platform’s rapid adoption and reliability.
I contributed to the development and optimization of DubaiNow, the UAE’s first unified government services app. The platform has surpassed 1 million users, reflecting strong adoption and community trust in digital government experiences across Dubai, and has facilitated over 20 million transactions worth more than AED 10 billion since its launch.
User Base: The app surpassed 1 million users as of 2022. Service Offering: Provides 130+ services from 30+ government and private entities, covering payments, licensing, residency, utilities, and more.
My Contribution: Enhanced service modules, improved UI/UX flows, and supported backend integrations to ensure seamless multi‑entity service delivery.
I worked on the digital experience and service flows for Invest in Dubai (IID), Dubai’s unified business setup platform.
Adoption Metrics: Within its early phase, IID served 2,000+ businesses and attracted 3,746 foreign investors from 77 countries. Strategic Impact: Supports Dubai’s position as a global investment hub and aligns with the D33 economic agenda.
My Contribution: Improved licensing workflows, enhanced investor onboarding, and contributed to the platform’s digital service automation. https://www.investindubai.gov.ae/en/
I design and deliver scalable, secure, and high-performance systems that solve real business problems. With hands-on experience across enterprise platforms, fintech ecosystems, and cloud-native architectures, my focus is always on reliability, performance, and long-term maintainability.
2026
Bloomington, MN, United States
TOGAF 10 Enterprise Architecture Foundation
2025
Dubai, UAE
Certified - Amazon AWS solution architect Professional.
2025
Dubai, UAE
Fundamentals of AI Agents Using RAG and LangChain
2024
Dubai, UAE
Introduction to ESG: Environmental, Social, and Governance
2017
Islamabad, Pakistan
Solution Developer - Integration Bus V9.0
Here's a recap of my recent professional experiences:
Leading architecture for digital banking journeys including payments, salary services, open banking, and external partner integrations using event-driven microservices and cloud-native platforms.
Designed and delivered secure national-scale digital identity and government service platforms supporting millions of users.
Migrated legacy systems to reactive microservices, significantly improving performance, scalability, and delivery pipelines.
Following is a brief of my educational background in computer science and software engineering.
Completed bachelors degree focused software development.
Completed my intermediate education in computer science.
Completed matriculation in computer science which laid foundation for my subsequent education and professional experience.
My journey has been shaped by continuous learning, real production challenges, and evolving responsibilities — from development to architecture and technical leadership.
Over the years, I’ve grown by working on complex enterprise systems, collaborating with cross-functional teams, and translating business needs into robust technical solutions.
Growth for me is not just about tools or technologies — it’s about making better decisions, building resilient systems, and enabling teams to perform at their best.
I help organizations modernize legacy systems and processes by adopting scalable, cloud-ready, and automation-driven solutions. My focus is on improving efficiency, reducing operational risk, and enabling faster, data-driven decision-making across the enterprise.
I design end-to-end solution architectures that align business goals with secure, scalable, and maintainable systems. From defining system boundaries to selecting the right technologies, I ensure every solution is built for performance, resilience, and long-term growth.
I develop enterprise-grade software using clean architecture and industry best practices. My approach emphasizes code quality, performance, and security while ensuring solutions are easy to extend, maintain, and operate in production environments.
I specialize in integrating complex systems, APIs, and third-party platforms to ensure seamless data flow and interoperability. Focusing on microservices and event-driven architectures, I design integrations that are reliable, secure, and scalable.
I worked with Mudassir Shahzad in the Enterprise Application Integration team of Ufone (Etisalat) on different enterprise level software development tools and technologies like IBM Middleware (IBM IIB, IBM BPM, IBM ODM). He has excellent development and problem solving skills. Very friendly and cooperative especially towards his juniors. He has a calm attitude and can easily tackle any stressful situation by using his patience and multi tasking capabilities.
Saudi Business Machines - SBM
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